Does NCMIC Finance Corporation Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with NCMIC Finance Corporation
NCMIC Finance Corporation Rates and Fees Too High? Is NCMIC Finance Corporation a Ripoff or Scam?
What NCMIC Finance Corporation Appears to Offer
NCMIC Finance Corporation (NFC) is focused on providing premium financing services to insurance agencies and their insured clients. Their suite of offerings includes flexible loans, low down payments, extended repayment plans, immediate premium funding, and online tools for quoting, loan management, and account access. NFC emphasizes a personalized and relationship-driven approach, suitable for agencies seeking tailored funding options rather than standard merchant processing, POS, or e-commerce solutions.
Who They Serve / Typical Merchant Types
The main clientele for NFC are insurance agencies and their customers (insureds). The company is structured to support agencies looking to streamline premium collections, access fast-track financing, and offer attractive repayment options to policyholders.
Where They Are Based
NFC is headquartered at 14001 University Avenue, Clive, IA 50325, USA.
Phone Number
You can contact NFC at 800-600-9250.
How Long in Business
NCMIC Finance Corporation was founded in 1993, bringing over 30 years of experience to the industry.
What Merchants Should Verify
Loan repayment terms and overall interest cost
Any prepayment penalties or contingency fees
Contract transparency and clarity on fees
Service speed, funding reliability, and account access tools
Customer support and dispute resolution policies
How to Evaluate Them
Ask about all-inclusive APRs and repayment flexibility
Require clear written terms for all fees and charges
Verify online tool functionality and accessibility
Gauge customer service response times
Watch for unclear policies or overly complex contract language
Check peer reviews for recurring complaints (delays in funding, poor support, unannounced charges)
Share Your Experience
If you have worked with NCMIC Finance Corporation, please share an honest review of your experience. Include as much detail as possible regarding fee transparency, service responsiveness, contract terms, equipment lease experiences (if any), fund holds, chargebacks, and the process for canceling or paying off loans. Specific dates and examples provide valuable context, but please do not post any sensitive information like card numbers or Social Security Numbers.
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Does NCMIC Finance Corporation Take High Risk Merchant Accounts?
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