Excel Capital Inc. fees & rates information comments reviews feedback
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Excel Capital Inc. Merchant Service Review
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What Excel Capital Management, Inc. Offers
Excel Capital Management, Inc. specializes in alternative business financing options for small and medium-sized merchants in the United States. The company provides:
- Small business loans
- Business lines of credit
- Unsecured business loans
- Merchant cash advances
- Equipment financing
- Invoice factoring
- SBA loans
- Term loans
Who They Serve
Excel Capital serves a wide range of businesses, aiming to assist those who may not meet traditional lending criteria. They emphasize support for companies with less-than-perfect credit history or limited operational time, offering nationwide service across the U.S.
Where They Are Based
Headquarters: 108 Greenwich St, 5th Floor, New York, NY 10006
Contact Information
Phone: (877) 880-8086
How Long They Have Been in Business
Founded in 2013 (in business for approximately 13 years).
What Merchants Should Verify
- All loan fees, including origination, application, or processing fees
- Repayment terms and conditions
- Early termination or prepayment penalties
- Whether any equipment leases or additional products are part of the agreement
- Details about PCI compliance, batch or gateway fees, if relevant
- Procedures for handling fund holds, chargebacks, and support escalation
How to Evaluate Them
- Ask about the complete repayment schedule and total cost of funds
- Clarify support and escalation processes for funding delays or disputes
- Check for all fee disclosures in writing
- Watch for high-pressure sales tactics or unclear contract language
Share Your Experience
Have you used Excel Capital Management, Inc. for business funding? Leave an honest review with your experience. Share specifics around fees or rates, transparency, customer service, contract clarity, equipment leases, chargeback and fund hold handling, and how cancellations or disputes were managed. Please include dates and details but avoid posting sensitive personal or payment data.
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