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The Credit Wholesale Company Sales and Customer Support for Small Business
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What the Company Appears to Offer
The Credit Wholesale Company, Inc., doing business as Wholesale Payments, provides merchant services and payment processing for a wide range of business types. Their solutions cover credit/debit card processing, POS (point-of-sale) terminals and software, e-commerce integration, mobile and wireless payments, gift and loyalty cards, EBT, ATM, smart card technologies, and B2B Level 3 payment processing. They also facilitate cash advances to merchants as an alternative to traditional business loans.
Who They Serve / Typical Merchant Types
Wholesale Payments serves merchants across many industries, including retail, restaurants, e-commerce businesses, grocery and convenience stores, petroleum/gas stations, hospitality, and B2B companies with specialized processing needs. Their customer base ranges from small, single-location businesses to large, multi-site operations.
Where They Are Based
Wholesale Payments' headquarters is located at 7602 University Ave, Lubbock, TX 79423. They also maintain offices in Dallas, Fort Worth, and San Antonio, Texas, and support clients nationwide.
Phone Number
Main Line: (806) 698-0625
Customer Service: (806) 451-4863
Technical Support: (806) 300-0182
Terminal Installation: (806) 905-5297
How Long in Business
The company was founded in 2007, and has been operating for over 15 years.
What Merchants Should Verify
Request all pricing sheets, including subscription fees, transaction rates, and incidentals (PCI compliance and batch/gateway fees).
Clarify contract length, early termination penalties (ETFs), and equipment leasing terms.
Review details on funding times, chargeback support processes, and any monthly minimum or annual requirements.
Confirm how and when rate changes may occur and what happens if your volume changes.
Ask about support hours, escalation paths, and on-site service availability in your area.
How to Evaluate Them (Questions to Ask + Red Flags)
Ask for a complete rate comparison in writing and whether rates are fixed or can change.
Inquire about PCI compliance responsibilities and related fees or actions required of you as a merchant.
Watch for vague contract terms, bundled or unclear statements, high lease charges, or "no fee" claims that are not fully explained.
Review all cancellation or exit terms carefully and determine what happens if you need to close or move your account.
Call to Action: Share Your Experience
Merchants and past clients: Please leave a review about your experience with The Credit Wholesale Company, Inc. (Wholesale Payments). Share details about pricing, customer service, equipment, support responsiveness, fund holds, chargebacks, contract and cancellation experience. Date your review and include the specific nature of your business, but do not share sensitive information such as full card numbers or Social Security numbers. Your honest, detailed input helps other businesses make informed choices.
Read Reviews and Opinions about The Credit Wholesale Company
Leave Customer Feedback about the Service Provider The Credit Wholesale Company
Complaints, Information, Sales Practices of Processor The Credit Wholesale Company
Small Business Merchant Services from The Credit Wholesale Company
Cancel, Switch from Merchant Account The Credit Wholesale Company
The Credit Wholesale Company Sales and Customer Support for Small Business
The Credit Wholesale Company Shutoff, Closed, Cancelled, Denied
Does The Credit Wholesale Company Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with The Credit Wholesale Company
The Credit Wholesale Company Rates and Fees Too High? Is The Credit Wholesale Company a Ripoff or Scam?
Post Feedback Reviews Opinons for The Credit Wholesale Company, Inc
Post Review on The Credit Wholesale Company, Inc Share Your Opinion of The Credit Wholesale Company, Inc
Stay or Switch from The Credit Wholesale Company To Another Credit Cards Service?
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