EPS Financial, Inc. fees & rates information comments reviews feedback

February 12,2026
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EPS Financial Merchant Service Review

   
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What the company appears to offer

EPS Financial, Inc. provides a comprehensive suite of merchant and financial services customized for the tax industry. Offerings include refund transfer programs, taxpayer advance loans, tax office loans (for pre-season and in-season funding), disbursement options, prepaid and gift cards, as well as e-Pay payment processing for credit, debit, and ACH payments. Their EPS Edge office management platform provides analytics, marketing automation, and business reporting. Other services include cyber security and IRS/FTC compliance solutions.

Who they serve / typical merchant types

EPS primarily serves independent tax professionals and preparation offices of all sizes. Their programs are designed to meet the distinct needs of tax preparers, with solutions that enable efficient payment processing, enhanced refund delivery, and business growth strategies.

Where they are based

EPS Financial, Inc.
2501 Seaport Drive, Suite SH 300
Chester, PA 19013
United States

Phone number

(877) 801-3268

How long in business

Founded in 2009, EPS Financial has approximately 17 years of industry experience.

What merchants should verify

  • Review all program pricing, including processing rates, batch/gateway fees, and PCI fees.
  • Examine contract length, renewal clauses, and early termination fees (ETF).
  • Clarify all lease terms for payment equipment or software.
  • Confirm real funding times, support availability during and outside tax season, and chargeback support procedures.
  • Verify transparency on all recurring and one-time fees before signing any agreement.

How to evaluate them

  • Request a full written disclosure of all fees (including seasonal or hidden fees).
  • Ask about the process and timetable for fund disbursement, especially during peak seasons.
  • Check customer support responsiveness, both during and outside tax season.
  • Investigate online reviews for red flags: undisclosed equipment leases, high ETFs, hidden fees, support issues, or funding delays.
  • Watch for unclear pricing structures or vague contract language.

Call-to-action

If you have experience with EPS Financial, we encourage you to leave an honest review-whether positive or negative. Please share details on fee and rate transparency, customer service quality, contract terms and clarity, equipment leases, support responsiveness, issues with fund holds or chargebacks, and your overall cancellation experience. Be specific about your circumstances and dates, but do not post sensitive or private data such as full card numbers or Social Security Numbers.


Read Reviews and Opinions about EPS Financial
Leave Customer Feedback about the Service Provider EPS Financial
Complaints, Information, Sales Practices of Processor EPS Financial
Small Business Merchant Services from EPS Financial
Cancel, Switch from Merchant Account EPS Financial
EPS Financial Sales and Customer Support for Small Business
EPS Financial Shutoff, Closed, Cancelled, Denied
Does EPS Financial Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with EPS Financial
EPS Financial Rates and Fees Too High? Is EPS Financial a Ripoff or Scam?

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