PaySwipe, Inc. fees & rates information comments reviews feedback

February 12,2026
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PaySwipe Merchant Service Review

   
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What PaySwipe, Inc. appears to offer

PaySwipe is an established ISO and merchant service provider based in the United States, offering comprehensive payment processing solutions for a variety of business types. Their main services include:

  • Credit and debit card processing
  • EMV chip and NFC/mobile payment support (Apple Pay, Samsung Pay)
  • Omnichannel payment solutions (in-store, online, mobile)
  • Cloud-based POS and smart terminals (Talech, Poynt)
  • Loyalty and rewards program integration
  • Automated eCommerce platforms (CityHive partnership)
  • Business loans for working capital and growth
  • Security solutions (tokenization, encryption, PCI DSS compliance, breach insurance)

Who they serve / typical merchant types

PaySwipe serves a broad range of merchants, including retail stores, restaurants, eCommerce businesses, supermarkets, B2B companies, and software/enterprise clients who need API integrations. Their solutions target both physical locations and online commerce, making them suitable for businesses seeking unified multi-channel payments.

Where they are based

PaySwipe, Inc.
70 East Sunrise Highway, Suite 500
Valley Stream, NY 11581

Phone number

(800) 407-7803

How long in business

Founded in 2004, PaySwipe has over 20 years of experience in the merchant services industry.

What merchants should verify

  • All processing rates and monthly/annual fees (get these in writing)
  • Contract length and potential early termination fees (ETF)
  • Whether equipment is leased or purchased; total cost of lease agreements
  • All PCI, batch, and gateway fees
  • Funding timelines for deposits
  • Availability and process for chargeback support
  • Cancellation process and any associated fees

How to evaluate them

  • Request clear documentation for all fees and terms
  • Ask about month-to-month options, especially for hardware and software
  • Inquire about the specifics of the "Symple Pricing" program
  • Understand the funding cycle-how many days to receive deposits?
  • Be cautious of vague pricing or long-term contracts, especially with equipment
  • Clarify PCI compliance requirements and breach insurance limits

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If you have merchant experience with PaySwipe, please leave a detailed and honest review. Share your thoughts on fee transparency, contract terms, customer service, equipment leasing, software/platform quality, funding reliability, fund holds, chargeback support, and cancellation experiences. Please mention dates and specifics where possible, but avoid posting sensitive information such as full card numbers or Social Security Numbers.


Read Reviews and Opinions about PaySwipe
Leave Customer Feedback about the Service Provider PaySwipe
Complaints, Information, Sales Practices of Processor PaySwipe
Small Business Merchant Services from PaySwipe
Cancel, Switch from Merchant Account PaySwipe
PaySwipe Sales and Customer Support for Small Business
PaySwipe Shutoff, Closed, Cancelled, Denied
Does PaySwipe Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with PaySwipe
PaySwipe Rates and Fees Too High? Is PaySwipe a Ripoff or Scam?

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Share your comments about PaySwipe, complaints, honest opinions, service levels from merchant account PaySwipe. BBB Reviews for PaySwipe. Lookup information on PaySwipe. Is PaySwipe legit or a scam? Find an alternative solution to PaySwipe. Have you been Shutoff, Closed, Denied, Cancelled by PaySwipe? Leave a review for PaySwipe? Post your experiences with PaySwipe on Sales Practices, Length of Contract, Hidden Fees, Early Termination Fees, Problems with PaySwipe, Chargebacks, PaySwipe Annual Fees, Transaction Rates, Contracts, Contacts, Support, Customer Service for PaySwipe. Credit Card Processor Providers that have better rates then PaySwipe. Does PaySwipe Support High Risk merchants? Post your customer ratings and review of PaySwipe below.

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