First Choice Merchant Inc fees & rates information comments reviews feedback
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First Choice Merchant Inc Merchant Service Review
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What First Choice Merchant Inc. Appears to Offer
First Choice Merchant Inc. provides a comprehensive range of merchant payment solutions, including credit card processing, ACH payments, payment gateway solutions, and advanced POS hardware/software. They emphasize their proprietary First Accept (TM) gateway for omnichannel payment acceptance, next-day funding (even for American Express), fraud protection, PCI compliance, Level II & III processing, and chargeback management support. Other offerings include check processing, gift and loyalty card programs, and merchant cash advances.
Who They Serve / Typical Merchant Types
First Choice Merchant Inc. registers businesses of all sizes, from small businesses just starting out to established larger corporations, spanning a variety of industries such as retail, e-commerce, hospitality, service, and fuel/petroleum (with pay-at-the-pump support). Solutions are tailored for both physical and online merchants.
Where They Are Based
First Choice Merchant Inc. is headquartered at 12100 Wilshire Blvd Suite 1520, Los Angeles, CA 90025. An additional address listed is 2 Skillman Street, Suite 203, Brooklyn, NY 11205.
Phone Number
Contact the company at (866) 923-3222 or their toll-free support line at 877-422-0909.
How Long in Business
The business was founded in 2011 and has approximately 15 years of experience (as of 2024).
What Merchants Should Verify
- All pricing, rates, and fees (get full transparency in writing)
- Contract length and early termination fees (ETF)
- Equipment lease terms-cost, duration, and end-of-lease ownership
- PCI compliance and related fees
- Gateway and batch-out fees
- Funding timelines, especially for next-day settlement and late batch out
- Chargeback procedures and support levels
- Customer service availability and responsiveness
How to Evaluate Them (Questions to Ask + Red Flags)
- Are all costs, fees, and terms clear and in writing?
- Is the contract long-term or flexible month-to-month?
- What are the ETF details?
- Is equipment leased or purchased, and what is the total cost?
- How quickly are funds deposited, and are there hold policies?
- What support options exist for chargeback management?
- How reliable and available is customer support?
- Is PCI compliance included?
- Red flags: Aggressive sales tactics, hidden fees, non-cancellable leases, poor support responsiveness, vague timelines for funding, or negative reviews regarding fund holds or sudden account terminations.
Leave a Review
If you've used First Choice Merchant Inc., please leave an honest and detailed review of your experience. Share insights on rates, fees, contract terms, equipment leases, customer service, responsiveness, chargeback support, and any issues with fund holds or cancellations. Include dates and details (but do not share sensitive info like card numbers or Social Security Numbers). Your feedback can help other merchants make informed decisions.
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