Does Singular Payments Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Singular Payments
Singular Payments Rates and Fees Too High? Is Singular Payments a Ripoff or Scam?
What the company appears to offer
Singular Payments, LLC provided merchant services including credit and debit card processing, virtual and physical point-of-sale (POS) systems, payment gateway integration, recurring billing, and e-commerce solutions. Their emphasis appeared to be on straightforward, flat-rate pricing for payment processing as a differentiator in a complex market.
Who they serve / typical merchant types
Singular Payments primarily served small-to-medium-sized businesses across a range of industries, including retail, healthcare, and online commerce. The company aimed to provide payment solutions for physical storefronts, professional services, and e-commerce merchants.
Where they are based
HQ Address: 1100 Plantation Island Drive South, Suite 210, Saint Augustine, FL 32080
Phone number
877-829-2170
How long in business
Founded in 2009 with sources suggesting operations from around 2008 or 2009 until acquisition in 2017, giving the company approximately 8-9 years in business.
What merchants should verify
Service pricing and fee transparency (including hidden fees, batch/gateway charges)
Contract length and early termination fee (ETF) details
PCI compliance requirements and related fees
Equipment leasing agreements and non-cancellable terms
Funding timelines for deposits
Chargeback and dispute support processes
Customer service responsiveness and escalation procedures
How to evaluate them
Request clear, written documentation on all fees and contract terms
Ask if agreements are month-to-month or have harsh penalties for early closure
Clarify if equipment is leased, and if so, whether the lease is cancelable
Check for aggressive sales tactics or reluctance to provide rates upfront
Assess the reputation for customer and technical support
Share your experience
If you have worked with Singular Payments, LLC, please leave a review of your experience. Share details about fee and rate transparency, contract terms, equipment leasing, support responsiveness, funding delays, chargeback handling, and your cancellation experience. Specifics, including dates and interactions, are highly encouraged, but please do not post sensitive information such as full account numbers or Social Security numbers. Your feedback can help other merchants make better decisions.
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Does Singular Payments Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Singular Payments
Singular Payments Rates and Fees Too High? Is Singular Payments a Ripoff or Scam?
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