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What the company appears to offer
Per Capita is referenced as an ISO/merchant service provider in the United States, supposedly validated under the Visa TPA Program (ISO-M). However, there is no verifiable evidence of an actual company by this name offering merchant processing, POS, payment gateway, or ecommerce solutions. Information available may actually refer to generic or category terms like tribal per capita payment software, rather than a payments company named "Per Capita." Prospective merchants should be extremely cautious.
Who they serve / typical merchant types
No public information exists about the merchant sectors served by an entity named "Per Capita." If the term refers to per capita disbursement platforms, users could be tribal organizations or nonprofits; for a payment ISO, it might span retail or service merchants, but this is entirely unconfirmed.
Where they are based
Phone number
How long in business
What merchants should verify
All provider licensing and registration with payment networks
All explicit pricing, surcharges, and incidental fees
Contract length, termination clauses, and ETF amounts
Details of any equipment or POS leases
PCI compliance and any gateway/batch fees
Settlement/funding timelines
Chargeback and dispute assistance
Names of acquiring or underwriting banks
How to evaluate them (questions to ask + red flags)
Can you show official ISO/TSP registration documents?
Who finances and underwrites each account?
What's the process for fund holds or disputes?
Direct support contacts-are they available?
Rate structure: fixed or adjustable? Hidden fees?
Red flags: No address/phone, lack of verifiable documentation, unwillingness to name ownership, pressuring sales tactics, long-term or non-cancellable leases.
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If you've dealt with a payments company under the Per Capita name, please leave your honest feedback below. Share details about pricing, customer support, contract experience, dispute or chargeback handling, and fund availability-but don't post sensitive info like card numbers or SSNs. Your review helps other merchants!
Read Reviews and Opinions about Per Capita
Leave Customer Feedback about the Service Provider Per Capita
Complaints, Information, Sales Practices of Processor Per Capita
Small Business Merchant Services from Per Capita
Cancel, Switch from Merchant Account Per Capita
Per Capita Sales and Customer Support for Small Business
Per Capita Shutoff, Closed, Cancelled, Denied
Does Per Capita Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Per Capita
Per Capita Rates and Fees Too High? Is Per Capita a Ripoff or Scam?
Post Feedback Reviews Opinons for Per Capita
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Stay or Switch from Per Capita reviews To Another Credit Cards Service?
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