Midland States Bank Merchant Service Review

Read Reviews and Opinions about Midland States Bank. Share Positive Experiences and or Negative ones. Leave Customer Feedback about the Service Provider Midland States Bank Complaints, Information, Sales Agent Office Practices of Processor Midland States Bank Small Business Credit Card Processor Services from Midland States Bank. Are Midland States Bank fees & rates low, fair or too high? Cancel, Switch from CC Merchant Account Midland States Bank

Midland States Bank Sales and Customer Support for Small Business Midland States Bank Shutoff, Closed, Cancelled, Denied Does Midland States Bank Take High Risk Merchant Accounts? How To Cancel Your Merchant Account with Midland States Bank Midland States Bank Rates and Fees Too High? Is Midland States Bank a Ripoff or Scam?

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What the Company Appears to Offer

Midland States Bank provides a full suite of banking services and specializes in merchant services, including credit card processing, business checking and savings accounts, commercial loans, treasury management, and integrated payment solutions for businesses. As an ISO/merchant and a participant in the Visa TPA Program, Midland offers merchants the ability to accept credit and debit cards, manage receivables, and streamline business payments.

Who They Serve / Typical Merchant Types

Midland States Bank serves small to medium-sized businesses, middle-market companies, and commercial enterprises across the U.S. Typical merchants include retailers, service providers, restaurants, healthcare professionals, and businesses seeking an established partner for integrated banking and payment solutions.

Where They Are Based

Midland States Bank is headquartered at 1201 Network Centre Dr., Effingham, IL 62401.

Phone Number

Customer support: (855) 696-4352

How Long in Business

Founded in 1881, Midland States Bank has been serving customers for over 145 years.

What Merchants Should Verify

• Pricing structure, including rates and monthly fees
• Contract length and early termination fees (ETF)
• Equipment lease terms and penalties
• PCI compliance and security fees
• Batch and gateway fees
• Funding speed and reliability
• Chargeback support procedures
• Customer service hours and responsiveness

How to Evaluate Them

• Request a clear and complete fee schedule in writing
• Ask if month-to-month agreements are available
• Clarify terms of equipment leasing and return policies
• Inquire about specific service levels for chargebacks and fraud
• Compare with other providers for fee transparency, contract flexibility, and service reputation
• Be cautious of non-transparent pricing or unusually restrictive contract terms

Call to Action

If you have worked with Midland States Bank for merchant services, please share your honest feedback by leaving a review. Be specific about your experience with fees, contract terms, equipment leases, funding speed, customer support, chargeback handling, and cancellation processes. Include dates and details where possible, but do not post sensitive information (such as card numbers or Social Security Numbers).

Read Reviews and Opinions about Midland States Bank Leave Customer Feedback about the Service Provider Midland States Bank Complaints, Information, Sales Practices of Processor Midland States Bank Small Business Merchant Services from Midland States Bank Cancel, Switch from Merchant Account Midland States Bank

Midland States Bank Sales and Customer Support for Small Business Midland States Bank Shutoff, Closed, Cancelled, Denied Does Midland States Bank Take High Risk Merchant Accounts? How To Cancel Your Merchant Account with Midland States Bank Midland States Bank Rates and Fees Too High? Is Midland States Bank a Ripoff or Scam?

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