Does Platform Factory Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Platform Factory
Platform Factory Rates and Fees Too High? Is Platform Factory a Ripoff or Scam?
What Platform Factory, Inc. Offers
Platform Factory, Inc. delivers merchant services and payment technology solutions tailored to large-scale vertical software organizations in the United States. As a registered ISO of Wells Fargo Bank N.A. and a partner/ISO of Elavon/U.S. Bank, the company typically supports software platforms and ISVs in integrating seamless payments for their end customers. Their offering likely includes embedded payment processing, PCI-compliant gateways, omni-channel solutions (online, in-person, mobile), and technical tools to manage high-volume, highly specialized merchant ecosystems.
Who They Serve
The company focuses on vertical software platforms and SaaS providers-rather than individual small businesses-enabling these organizations to embed and scale customer payment acceptance as part of their own integrated experience.
Where They Are Based
Platform Factory, Inc. is headquartered at 202 Bicknell Ave, Santa Monica, CA 90405, United States.
Phone Number
For inquiries, merchants can call +1 844.472.9322.
Time in Business
Founded in 2020, Platform Factory has about 6 years of operational experience as of 2024.
What Merchants Should Verify
Full pricing details (including interchange, volume discounts, statement fees, batch/gateway costs, and PCI fees)
Length and auto-renewal of contract, and any early termination fees
Leases of equipment/software and return policies
Settlement speeds and funding policies
Chargeback support and resolution processes
Technical support, data migration, and documentation
How to Evaluate Platform Factory
Ask about PCI scope and how compliance is managed for embedded payments
Seek transparency in pricing, fee disclosures, and contract documents
Clarify the level of support for merchant onboarding, technical integration, and ongoing service
Watch for any confusing terms, vague pricing, hidden fees, or delays in funding and chargeback handling
Check for references or reviews from other SaaS/platform users
Call to Action: Share Your Experience
If you have worked with Platform Factory, Inc.-as a platform, ISV, or merchant partner-please leave an honest review about your experience. Be specific on topics like rates and fees, contract transparency, customer and technical support, responsiveness to disputes, and how effectively they handled technical migration or PCI compliance. Include dates and specifics to help others make informed decisions, but avoid sharing sensitive details like full card numbers or personal identification numbers.
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Does Platform Factory Take High Risk Merchant Accounts?
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Platform Factory Rates and Fees Too High? Is Platform Factory a Ripoff or Scam?
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