Does Champion Services LLC Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Champion Services LLC
Champion Services LLC Rates and Fees Too High? Is Champion Services LLC a Ripoff or Scam?
What the company appears to offer
Champion Payments (Champion Services LLC) provides a comprehensive suite of merchant services. Key offerings include:
Credit card processing: in-person, online, and mobile transactions, with low-rate and next-day funding promises.
Point-of-sale (POS) systems: solutions like Clover and MicroSale tailored to multiple business types.
Payroll services: designed to save business owners time and streamline operations.
Loans & cash advances: funding solutions for working capital needs.
Various support resources, from a help center to live support and technical assistance.
Who they serve / typical merchant types
The company targets restaurants, retail and convenience stores, auto shops, construction, healthcare providers (dentists, chiropractors, veterinarians), HVAC, plumbing, electricians, and other small to mid-sized service businesses. Customized solutions are emphasized to match unique business workflows.
Where they are based
Champion Payments is based at 1109 N Parsons Ave, Brandon, FL 33510, serving the Tampa Bay region and beyond.
Phone number
800-962-5908
What merchants should verify
Pricing: Confirm actual processing rates and all potential fees (batch, gateway, PCI, etc.).
Contract terms: Length, renewal, early termination fees, and cancellation process.
Equipment leases: Terms, obligations, and end-of-lease options.
Funding timelines: How quickly funds are deposited and hold policies.
Chargeback/dispute support: Level of assistance and response times.
Customer service: Assess actual responsiveness and issue resolution.
How to evaluate them (questions to ask & red flags)
How is pricing structured (interchange-plus or tiered)?
What hidden or extra fees apply?
Are there monthly minimums or required services?
What are the specifics of POS hardware programs and training?
How is support handled (hours, channels, escalation)?
What is the full chargeback management process?
Red flags: ambiguous pricing, aggressive sales tactics, inflexible contracts, poor service reviews, fund holds without warning.
Share your experience
If you have worked with Champion Payments, please leave an honest review about your experience. Tell us about fee/rate transparency, customer service, contract terms, equipment, support responsiveness, fund holds, chargebacks, and cancellation process. Please use specific and relevant details (including dates), but do not share sensitive personal information. Your story helps other business owners make informed decisions!
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