Electronic Processing of North America, LLC fees & rates information comments reviews feedback

May 11,2026
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Electronic Processing of North America Merchant Service Review

   
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What EPNA Offers

Electronic Processing of North America, LLC (EPNA) provides a full suite of merchant payment solutions, including credit and debit card processing, mobile payment acceptance, e-commerce and omni-channel capabilities, and a wide selection of point-of-sale (POS) terminals from major manufacturers such as Clover, Ingenico, NCR, and Pax. Their systems support both traditional and innovative tools like text-to-pay and self-boarding features.

  • Credit and debit card processing
  • Mobile & contactless payments
  • POS systems and terminal sales (Clover, Ingenico, NCR, Pax, more)
  • E-commerce integrations & omni-channel solutions
  • Text-to-pay and surcharging programs
  • Level II & III processing for B2B savings
  • 24/7/365 customer service
  • Next-day and same-day funding options
  • No long-term contracts or early termination fees
  • Consulting services, fee analyses, and merchant onboarding

Typical Merchant Types Served

EPNA works with all kinds of businesses-retail, restaurants, mobile merchants, e-commerce stores, government, non-profit, and B2B. They are also a preferred partner of banks, CPA firms, consultants, and private equity groups, with custom solutions for each sector.

Where They Are Based

EPNA is headquartered at 601 N Congress Ave Suite 206, Delray Beach, FL 33445.

Contact Information

Phone: (877) 776-9931

Years in Business

Founded in 2008, EPNA has over 15 years of industry experience.

What Merchants Should Verify

  • All pricing and fee schedules (including surcharges, batch/gateway/PCI fees)
  • Contract specifics-even if advertised as no contract
  • Early termination policy and ETF/full equipment cost outlines
  • POS system costs and any attached lease/loan agreements
  • Funding timelines (same day/next day)
  • Chargeback and fund hold procedures
  • PCI compliance requirements & how recertification works

How to Evaluate Them

  • Ask for all fees in writing; request a sample merchant statement
  • Clarify equipment lease vs. purchase policies
  • Call their customer service line to check responsiveness
  • Avoid vague answers on pricing and contract details
  • Verify funding time with actual settlement statements if possible

Share Your Experience

If you've worked with EPNA, we invite you to leave an honest review-including both positive and negative experiences. Please mention specific factors: transparency of fees, contract/lease terms, pricing, customer support, speed of funding, responses to chargebacks, and the cancellation process. Include concrete details and dates but do not share sensitive data such as credit card or Social Security numbers. Your feedback can help other merchants make informed decisions.


Read Reviews and Opinions about Electronic Processing of North America
Leave Customer Feedback about the Service Provider Electronic Processing of North America
Complaints, Information, Sales Practices of Processor Electronic Processing of North America
Small Business Merchant Services from Electronic Processing of North America
Cancel, Switch from Merchant Account Electronic Processing of North America
Electronic Processing of North America Sales and Customer Support for Small Business
Electronic Processing of North America Shutoff, Closed, Cancelled, Denied
Does Electronic Processing of North America Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Electronic Processing of North America
Electronic Processing of North America Rates and Fees Too High? Is Electronic Processing of North America a Ripoff or Scam?

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