Backbone Payments, Inc fees & rates information comments reviews feedback

February 13,2026
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Backbone Payments Merchant Service Review

   
Merchant Account Reviews Rating:
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Small Business Merchant Services from Backbone Payments
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What the company appears to offer

Backbone Payments, Inc is a merchant services and payment processing provider. Their services likely include credit and debit card payment solutions, support for POS (point-of-sale) systems, e-commerce gateway integration, and payment processing tailored for businesses of varying sizes. Backbone Payments is validated under the Visa TPA Program, which implies they support secure and compliant payment acceptance for merchants both online and in physical locations.

Who they serve / typical merchant types

The company serves U.S.-based merchants across several sectors, including retail stores, restaurants, professional service providers, and e-commerce businesses seeking reliable and secure payment processing solutions.

Where they are based

Backbone Payments, Inc is headquartered at 15476 NW 77th Ct #242, Miami Lakes, FL 33016, United States.

Phone number

(877) 232-2265

How long in business

The company was founded in 2019 and has been in business for approximately 7 years.

What merchants should verify

  • Pricing transparency for all services (monthly, per-transaction, or hidden fees)
  • Contract length and existence of any early termination fee (ETF)
  • Equipment leases versus purchase options
  • Ongoing PCI compliance or security fees
  • Batch, gateway, or other recurring fees
  • Funding schedule, delays, and policies for held funds
  • Level of support provided during chargebacks or disputes

How to evaluate them

  • Request a complete fee disclosure in writing
  • Ask about both monthly and long-term contract terms
  • Clarify what happens if you need to cancel or change service
  • Understand equipment lease or purchase requirements
  • Inquire about their chargeback assistance and security tools
  • Check their process and speed for funding payouts
  • Evaluate customer support hours and escalation channels
  • Be alert for vague responses, aggressive sales tactics, or unexplained fund holds

Call-to-action: Share your experience

If you have used Backbone Payments, Inc, please write an honest review describing your experience. Include details about fees, contract terms, customer service, equipment leasing, support responsiveness, fund holds, chargebacks, and the cancellation process. The more specific you can be (dates, terms, circumstances), the more helpful your feedback will be to other merchants. Avoid posting sensitive information such as full card numbers or Social Security Numbers.


Read Reviews and Opinions about Backbone Payments
Leave Customer Feedback about the Service Provider Backbone Payments
Complaints, Information, Sales Practices of Processor Backbone Payments
Small Business Merchant Services from Backbone Payments
Cancel, Switch from Merchant Account Backbone Payments
Backbone Payments Sales and Customer Support for Small Business
Backbone Payments Shutoff, Closed, Cancelled, Denied
Does Backbone Payments Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Backbone Payments
Backbone Payments Rates and Fees Too High? Is Backbone Payments a Ripoff or Scam?

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Stay or Switch from Backbone Payments To Another Credit Cards Service?

Share your comments about Backbone Payments, complaints, honest opinions, service levels from merchant account Backbone Payments. BBB Reviews for Backbone Payments. Lookup information on Backbone Payments. Is Backbone Payments legit or a scam? Find an alternative solution to Backbone Payments. Have you been Shutoff, Closed, Denied, Cancelled by Backbone Payments? Leave a review for Backbone Payments? Post your experiences with Backbone Payments on Sales Practices, Length of Contract, Hidden Fees, Early Termination Fees, Problems with Backbone Payments, Chargebacks, Backbone Payments Annual Fees, Transaction Rates, Contracts, Contacts, Support, Customer Service for Backbone Payments. Credit Card Processor Providers that have better rates then Backbone Payments. Does Backbone Payments Support High Risk merchants? Post your customer ratings and review of Backbone Payments below.

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