United Merchant Services, Inc. fees & rates information comments reviews feedback

June 21,2026
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United Merchant Services Merchant Service Review

   
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Overview of United Merchant Services, Inc.

United Merchant Services, Inc. is a long-established independent sales organization (ISO) providing merchant payment processing solutions. Headquartered in Hackensack, NJ, and founded in 1994, the company has over 32 years of experience serving merchants across the United States.

What the company appears to offer

  • Credit/debit card payment processing
  • Point-of-sale (POS) solutions for physical businesses
  • Payment gateway and virtual terminal offerings for e-commerce
  • Mobile payment solutions
  • POS equipment leasing and sales
  • Merchant reporting and analytics tools

United Merchant Services is listed as a Visa Third Party Agent (ISO-M), suggesting their solutions adhere to payment industry compliance standards.

Who they serve / typical merchant types

The company serves a wide array of U.S. businesses, including:

  • Retail storefronts
  • Restaurants
  • E-commerce businesses
  • Service providers and specialty merchants

Where they are based

Headquarters: 255 Route 17 South, Hackensack, NJ 07601

Phone number

Contact number: 800-260-3388

How long in business

Founded in 1994, with 32 years in business.

What merchants should verify

  • Detailed disclosures of all processing fees and rates
  • Clear contract length, terms, and any auto-renewal clauses
  • The existence and cost of early termination fees (ETF)
  • Equipment leasing contract details and buyout terms
  • PCI compliance support and associated fees
  • All batch/gateway, monthly, and annual fees
  • Funding timeline and reserve policies
  • Quality and availability of chargeback support

How to evaluate them (questions to ask + red flags)

  • Ask for industry-specific references
  • Clarify support hours and access methods
  • Inspect online reviews for recurring complaints or issues
  • Beware of hidden fees or unclear lease agreements
  • Get all terms and fees detailed in writing before signing
  • Review dispute and escalation processes for urgent issues

Share Your Experience

If you've partnered with United Merchant Services, Inc., please leave a review describing your experience. Whether positive or negative, honest feedback about rates, contract transparency, support responsiveness, equipment leasing, chargeback management, or account closure process can aid other merchants. Please include dates and details but avoid sharing sensitive financial or personal information.


Read Reviews and Opinions about United Merchant Services
Leave Customer Feedback about the Service Provider United Merchant Services
Complaints, Information, Sales Practices of Processor United Merchant Services
Small Business Merchant Services from United Merchant Services
Cancel, Switch from Merchant Account United Merchant Services
United Merchant Services Sales and Customer Support for Small Business
United Merchant Services Shutoff, Closed, Cancelled, Denied
Does United Merchant Services Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with United Merchant Services
United Merchant Services Rates and Fees Too High? Is United Merchant Services a Ripoff or Scam?

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