Does J Wish Corporation Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with J Wish Corporation
J Wish Corporation Rates and Fees Too High? Is J Wish Corporation a Ripoff or Scam?
What the company appears to offer
J Wish Corporation, doing business as Nova Bancard, provides a range of merchant credit card processing services. Offerings include acceptance of all major credit and debit cards, payment gateways for ecommerce, retail and restaurant solutions, electronic invoicing, and business-to-business processing. The company also advertises merchant cash advances, small business loans, and health funding. Benefits promoted on their site include no contracts, no cancellation fees, simple pricing with no hidden charges, and fast deposit of card sales (within 24-48 hours).
Who they serve / typical merchant types
Nova Bancard serves a variety of businesses including restaurants, auto dealers, hotels, healthcare providers, retailers, and educational institutions. Named clients include Books & Books, College of Business and Technology Miami, Casa Tua Restaurant, Miami City Ballet, and others. Their services are suited to both small businesses and larger enterprises.
Where they are based
Headquarters: 10 Venetian Way, Miami Beach, FL 33139
Phone number
(954) 680-6105
How long in business
Founded in 1995 (over 30 years in business)
What merchants should verify
Overall pricing structure and any ancillary fees
Contract terms and length
Presence or absence of early termination fees (ETFs)
PCI compliance and related fees
Equipment lease terms
Batch/gateway fees and funding schedule
Chargeback handling and support responsiveness
Customer service access methods and hours
How to evaluate them (questions to ask + red flags)
Ask for all fee details upfront, in writing
Review any contract or lease agreements fully before signing
Research independent customer reviews for fund holds or complaints
Avoid providers unwilling to provide sample contracts or those applying pressure to sign quickly
Be wary of vague answers about program fees, lease obligations, or service termination
Share your experience
If you have experience with J Wish Corporation or Nova Bancard, please leave an honest review about their services below. Share feedback about pricing, contract clarity, customer service, equipment leasing, responsiveness, fund holds, chargebacks, and the cancellation process. Please provide dates and details but do not include sensitive information like full card numbers or social security numbers.
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