Does Empower Payments LLC Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with Empower Payments LLC
Empower Payments LLC Rates and Fees Too High? Is Empower Payments LLC a Ripoff or Scam?
What the company appears to offer
Empower Payments LLC provides a comprehensive set of merchant services, including retail payment processing, point-of-sale (POS) solutions, restaurant and hospitality processing, card-not-present and virtual terminal transactions, e-commerce gateway integration, and mobile payment solutions. The company also delivers software integration services for more complex business needs. Merchants can access no-cost or dual pricing processing programs, and Empower Payments has a strong focus on technology, security, and customizable solutions. Notably, the company donates 25% of its profits to charity.
Who they serve / typical merchant types
Empower Payments serves a diverse base of merchants-including retail stores, restaurants, mobile businesses (like food trucks), and e-commerce operations. Their product suite is tailored to fit both small and medium-sized businesses as well as organizations with more advanced processing or integration requirements.
Where they are based
Empower Payments LLC is headquartered at 1064 S North County Blvd Suite 460, Pleasant Grove, UT 84062, United States.
Phone number
To reach Empower Payments, call (801) 407-9300.
How long in business
Founded in 2010, Empower Payments has more than 16 years of experience in the payments industry.
What merchants should verify
Pricing structure and discount rates (including dual pricing/no-cost program details)
Contract length and potential early termination fees (ETF)
Details on equipment leases (term, buyout, non-cancelable clauses)
Annual PCI compliance and batch/gateway fees
Funding timeline and any account reserve policies
Customer service contact methods and response times
Chargeback handling and merchant support protocols
Transparent, written disclosure of all fees before signing
How to evaluate them
Request a complete fee and contract disclosure in writing before signing
Ask about all equipment lease and cancellation terms
Ensure pricing and contract promises are consistent across sales and documentation
Assess level of support, especially for fund holds or chargebacks
Check independent reviews for patterns (especially regarding fund holds, surprise fees, or customer service)
Share your experience
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