Does EMS Merchant Services Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with EMS Merchant Services
EMS Merchant Services Rates and Fees Too High? Is EMS Merchant Services a Ripoff or Scam?
What EMS Merchant Services Offers
EMS Merchant Services, also known as Electronic Merchant Systems (EMS), provides a wide array of payment processing solutions tailored for businesses of various sizes and industries. Their services include:
Credit/debit card processing (in-person and online)
Point-of-sale (POS) systems
E-commerce payment gateways
Mobile payment solutions
Quick funding and next-day deposits
Inventory and employee management tools
Fraud prevention and chargeback support
Recurring billing functionalities
Who EMS Merchant Services Serves
EMS partners with a wide range of businesses-including retailers, restaurants, professional service providers, healthcare offices, non-profits, and e-commerce merchants. The company can support both small businesses and enterprise merchants across the United States.
Where EMS Merchant Services Is Based
Address: 250 W. Huron Road, Suite 400, Cleveland, OH 44113
Phone Number
Phone: (866) 367-2488
How Long in Business
EMS Merchant Services was founded in 1988 and has 38 years of experience serving merchants.
What Merchants Should Verify
Processing rates and pricing model (interchange-plus or tiered)
All associated fees: monthly fee, transaction fee, PCI compliance, batch/gateway, statement fee, and any equipment leases
Contract duration and early termination fees
Hardware: lease versus purchase terms
Funding speed and deposit timelines
Chargeback and dispute support procedures
Hardware/application compatibility with your existing systems
Availability and responsiveness of customer support
Any fund holding policies or reserves
How to Evaluate EMS Merchant Services
Request complete, itemized contract copies and all fee schedules before signing
Avoid long-term, non-cancellable leases unless benefits far outweigh costs
Check customer support hours and response times
Clarify terms regarding equipment return at end of lease
Read recent customer reviews for red flags such as hidden fees, slow customer service, or account freezes
Share Your Experience
If you have used EMS Merchant Services, please leave an honest review below about your experience. Share specifics about the transparency of fees and rates, the quality and accessibility of customer service, contract clarity, equipment lease terms, chargeback handling, and the process for cancellations or account holds. Please include dates and details of your experience, but avoid posting sensitive information such as full credit card numbers or Social Security Numbers.
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Does EMS Merchant Services Take High Risk Merchant Accounts?
How To Cancel Your Merchant Account with EMS Merchant Services
EMS Merchant Services Rates and Fees Too High? Is EMS Merchant Services a Ripoff or Scam?
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