Merchant Accounts Express

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Merchant Accounts Express

from Merchant Express LLC

Product Description

Merchant Accounts Express has been in the payment processing industry for 10 years now. Given their wide array of credit card processing options, you're sure to find one that best suits your business.

Merchant Accounts Express has been a provider of merchant services since 1998. They offer a variety of options, including Point of Sale Terminals, Phone Processing, QuickBooks Processing, Processing Software, and Wireless Processing.

A major advantage of signing up with Merchant Accounts Express is that they have one of the highest application approval rates in the industry. Additionally, setup is very straightforward. You can begin accepting credit card payments within just a day of signing up for your merchant account.

Another great thing about Merchant Accounts Express is that there are no hidden fees, unlike with other companies. Also, the fees are fixed and will thus not increase over time. The fees established upon sign up are the same fees you will be paying throughout the duration of your contract.

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Product Research

The Price:

  • Startup Cost: $39.00
  • Monthly Cost: $14.95 gateway fee, $9.95 statement fee, $25.00 monthly minimum
  • Other Occasional Fees: $25.00 charge back fee, $0.05 address verification fee


Low costs
Personal service
High application approval rate
Sign-up is fast and simple
Free software


"Impressive service. I'd recommend merchant accounts express to everyone, especially given their low low fees."

Actual user feedback from

"Merchant Accounts Express has been able to establish itself as one of the best credit card processing services. Like other top service providers, they also have 98% approval rating of all their merchant account applicants which is very notable."
Actual user feedback from


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Accuracy Disclosure: has not directly tested this product, but has conducted research into the alleged results of other users who claim to have used the product. The accuracy of both the publisher's research and alleged user results cannot be guaranteed.
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September 16, 2011, 6:34 am
Rating: Star1 Star2 Star3 Star4 Star5
Merchant Accounts Express advertises a 2.27% Internet discount rate but this rate only applies to cards deemed \'qualified\', which, for me, are about half the charges processed each month. The net result of this is that the discount rate I pay is substantially higher than 2.27%. The criteria by which the cards are classified as qualified or nonqualified are, for the most part, invisible to the merchant. This creates the potential for abuse where the higher rate can be charged and the merchant has no objective measure by which to judge if the charges are legitimate. And, in fact, I have noted that the percentage of nonqualified charges on my account have steadily increased since I signed up. Unfortunately, my contract locks me in for 3 years ... so I\'m stuck . ... but I thought I\'d warn other merchants who are thinking about signing up.
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